Otsego is a medium-sized city located in the state of Minnesota. With a population of 22,424 people and two associated neighborhoods, Otsego is the 60th largest community in Minnesota. Much of the housing stock in Otsego was built relatively recently. The construction of new real estate can often be taken as an indication that the local Otsego economy is robust, and that jobs or other amenities are attracting an influx of new residents. This seems to be the case in Otsego, where the median household income is $122,420.00.

Otsego real estate is some of the most expensive in Minnesota, although Otsego house values don't compare to the most expensive real estate in the U.S.

Also of interest is that Otsego has more people living here who work in computers and math than 95% of the places in the US.

Telecommuters are a relatively large percentage of the workforce: 10.28% of people work from home. While this number may seem small overall, as a fraction of the total workforce it is high relative to the nation. These workers are often telecommuters who work in knowledge-based, white-collar professions. For example, Silicon Valley has large numbers of people who telecommute. Other at-home workers may be self-employed people who operate small businesses out of their homes.

Because of many things, Otsego is a very good place for families to consider. With an enviable combination of good schools, low crime, college-educated neighbors who tend to support education because of their own experiences, and a high rate of home ownership in predominantly single-family properties, Otsego really has some of the features that families look for when choosing a good community to raise children. Is Otsego perfect? Of course not, and if you like frenetic nightlife, it will be far from your cup of tea. But overall this is a solid community, with many things to recommend it as a family-friendly place to live.

In Otsego, however, the average commute to work is quite long. On average, people spend 33.74 minutes each day getting to work, which is significantly higher than the national average.

The education level of Otsego ranks among the highest in the nation. Of the 25-and-older adult population in Otsego, 41.45% have at least a bachelor's degree. The typical US community has just 21.84% of its adults holding a bachelor's degree or graduate degree.

The per capita income in Otsego in 2022 was $45,856, which is wealthy relative to Minnesota and the nation. This equates to an annual income of $183,424 for a family of four.

Otsego is a somewhat ethnically-diverse city. The people who call Otsego home describe themselves as belonging to a variety of racial and ethnic groups. The greatest number of Otsego residents report their race to be White, followed by Black or African-American. Important ancestries of people in Otsego include German, Irish, Norwegian, Swedish, and English.

The most common language spoken in Otsego is English. Other important languages spoken here include Slavic languages and Arabic.