St. James City is a very small coastal town (i.e. on the ocean, a bay, or inlet) located in the state of Florida. With a population of 3,876 people and two associated neighborhoods, St. James City is the 311th largest community in Florida.

Telecommuters are a relatively large percentage of the workforce: 13.09% of people work from home. While this number may seem small overall, as a fraction of the total workforce it is high relative to the nation. These workers are often telecommuters who work in knowledge-based, white-collar professions. For example, Silicon Valley has large numbers of people who telecommute. Other at-home workers may be self-employed people who operate small businesses out of their homes.

Another notable thing is that St. James City is a major vacation destination. Much of the town’s population is seasonal: many people own second homes and only live there part-time, during the vacation season. The effect on the local economy is that many of the businesses are dependent on tourist dollars, and may operate only during the high season. As the vacation season ends, St. James City’s population drops significantly, such that year-round residents will notice that the city is a much quieter place to live.

It is a fairly quiet town because there are relatively few of those groups of people who have a tendency to be noisy. (Children, for example, often can't help themselves from being noisy, and being parents ourselves, we know!) St. James City has relatively few families with children living at home, and is quieter because of it. Renters and college students, for their own reasons, can also be noisy. St. James City has few renters and college students. But the biggest reason it is quieter in St. James City than in most places in America, is that there are just simply fewer people living here. If you think trees make good neighbors, St. James City may be for you.

St. James City is also nautical, which means that parts of it are somewhat historic and touch the ocean or tidal bodies of water, such as inlets and bays. Such areas are often places that visitors and locals go for waterfront activities or taking in the scenery.

Being a small town, St. James City does not have a public transit system used by locals to get to and from work.

The citizens of St. James City are slightly better educated than the national average of 21.84% for all cities and towns, with 24.38% of adults in St. James City having a bachelor's degree or advanced degree.

The per capita income in St. James City in 2022 was $59,153, which is wealthy relative to Florida and the nation. This equates to an annual income of $236,612 for a family of four. However, St. James City contains both very wealthy and poor people as well.

The people who call St. James City home describe themselves as belonging to a variety of racial and ethnic groups. The greatest number of St. James City residents report their race to be White, followed by Native Hawaiian. Important ancestries of people in St. James City include German, Irish, English, Polish, and Scottish.

The most common language spoken in St. James City is English. Other important languages spoken here include Polish and Italian.